Recently, a friend backstage leaves a message say: Accident traffic accident produced when he drives electric car, now body deformity, accident a place difficult of access has been bought in insurance company before, also be inside safeguard period, but when looking for their manage compensate however by rejecting claims, the reason is him riding is electric car not be motor vehicle, this is very interesting, talk about this thing with everybody today.
Above all we want to know, great majority has in the disclaimer of accident danger and birthday danger so a word: Drive after wine of the person that be protected, drive without lawful and effective driver's license, or drive during the motor vehicle that does not have card of lawful and effective travel;
What meaning is this?
If be drunken,drive namely, without lawful driver's license, without legal travel evidence, those who drive is not motor vehicle, should have only among them, even if bought insurance, insurance company also is won't of compensate.
Next, we again for the crucial factor in the case that says this friend, be electric car calculates do not calculate motor vehicle?
I was checked, of our country " standard of technology of dynamoelectric bicycle security " , the face did classification again to electric car in, have a foot to step speed of function, highest design not to exceed among them 25 Km/h, truckload quality does not exceed 55 Kg, electromotor power of rated and successive output does not exceed 400W to wait, those who accord with these regulations is dynamoelectric bicycle, and be not accorded with or exceeded this level, it is dynamoelectric autocycle, and dynamoelectric autocycle and autocycle belong to motor vehicle category.
If differentiate according to this standard, what this friend drives is dynamoelectric bicycle, do not belong to motor vehicle category, dynamoelectric bicycle also won't have driver's license and travel card to wait, so insurance company is rejecting claims.
↓ of ↓ of ↓ ↓ ↓ nods me to have a surprise.
