Borrow as the net more and more develop, a road that Lu friend has encountered also without number. Want at the outset Lu is friendly people Lu group is joined first, bedding bag road is attracted, from now on one Lu irremediable. Until be cheated, do you just say " is what may I encounter a holiday small finance company? " be afraid at this moment when be late already!
Main difficult problem was become in the loan that how a safety differentiates in orgnaization of numerous and illegal loan, on market a lot of small finance company is being hit " manipulate simple, conduction rate fast, need not any guaranty, interest rate is low " catchword, attracted large quantities of is eager to spender person. Which should the give an extravagantly colourful description that the clerk also says in the phone believe after all a bit? Small finance tells everybody to discern clearly method:
How to look small lend a company normal?
One, inquire professional orgnaization setting
Normally for, borrower wants to borrow the product that has safeguard again to safety, need to look for the simplest conduction when a professional loan orgnaization only. Be about to do full investigation work to the orgnaization first so. Small make up a proposal to be able to be versed in from place website of government of management board of commercial firm politics inquires, also can go small borrow firm business address to be examined directly. Include normal bank, small platform of service of travel of finance company, hock, online loan, borrower should understand ahead of schedule.
2, charge of understanding loan procedures
Although say,be intermediary, earning a service to expend is inevitable, but charge should be in reasonable range, but in fraud of a few loan, connect regular meeting to collect fee redundantly to borrower collection, in this kind fraud, after false loan orgnaization can leave loan temptation pit through low doorsill cloth, will get profit.
If borrower incurred the diddle accrual of loan structure, amount that carries the items such as insurance cost between loan, should give vigilant, this is a false loan fraud likely very. True normal orgnaization, have strict regulation to poundage.
3, the chaos before borrowing collects fees
Before borrowing, collecting fees is a few rules that the common method of shocking orgnaization wants to find cheater company only, so first-rate prevent cheated, for instance they can ask to shift to an earlier date collection charge, shift to an earlier date for instance collection accrual, or bail, and poundage is waited a moment, show according to the data inside the industry, very much cheater finance company is the money that uses borrower of diddle of this kind of method.
If be normal small finance company, can ask leasehold person provides all and normal leasehold technological process, and won't ask borrower pays fee ahead of schedule.
Some loan possible and meet immediately name of the donor, but need choosing hands in brushstroke to assure gold! A lot of friends feel not much, handed in, did not think of this is a fraud however! In the end did not borrow money to have a deficit instead money!
4, application doorsill is extremely low
Because oneself aptitude is insufficient,usurer is in when loan or it is to disrelish a trouble, choose the orgnaization with low doorsill extremely easily. Little imagine may drop trap accordingly.
Normal finance company should undertake certain qualificatory examine and verify before giving borrower loan. So that understand apiration of ability of your credit circumstance, reimbursement, reimbursement to wait, even if is a few examine and verify lax small loan orgnaization also can be opposite these having to think.
And a few frame-up plan are small finance company can choose to lower application threshold, for example only by Id 5 minutes can loan. So you are about to consider, what they can do with your Id malfeasant, can borrow money with your identity information waited a moment.
5, careful low interest is alluring
This kind of circumstance can be commonly in the phone say with usurer interest is very small, perhaps cover a relation to cheat its orgnaization loan, but to civilian loan move and you have never met before, and civilian leasehold Dou Xun is in high risk, saying to compare the word with bank even small interest not to believe easily more to you.
Although small the interest rate that lends a company will be higher than the bank, but also won't tall too much, what if borrow money,interest rate exceeds interest rate of loan of bank the corresponding period is fourfold, that had better not touch this kind of platform.
6, flow of loan examine and verify is simple
In present market, the temptation that serves about finance very. Probably can a lot of people can be in on the net, see the loan product with many inferior doorsills, some loan are so-called even Id can that day loan, process of examine and verify checks the Id date of borrower and address merely, give loan. Process of examine and verify of this kind of oversimplified is put probably in fraud, borrower needs to do good vigilance and beware of.
7, tardy not loan
Have a kind of such cases, borrowed money to also be less than Zhang for ages later. Generally speaking, the likelihood has 3 reasons, it is platform oneself processing too slow or it is capital inadequacy, the 2 reasons that are bank respect, 3 was to encounter diddle of conception of frame-up plan machine your information.
Editor-in-charge | Gather up father's younger brother
